Your money is safe

Your eligible deposits with Plane Saver are protected up to a total of £75,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme.

 

We are different

  • Trusted by over 10,000 members
  • Offer fair and reasonable loans of up to £20,000
  • Owned and controlled by our members
  • Have no external shareholders
  • Competitive return on savings
  • Founded 1993

Vehicle discounts of up to 35%
for our members

Savings

Flexible savings straight from your Payroll

Benefit from competitive returns, online account management, free life cover and much more.

  • Monthly savings deductions straight from your pay
  • Flexible online withdrawals
  • 2% return paid in the last financial year
  • Save for the festive period
  • Flexible online withdrawals
  • 2% return paid in the last financial year
  • A lump sum savings account
  • Minimum investment £3,000 – Maximum £5,000
  • 3.2% return paid in the last financial year
  • Tax free returns on Savings
  • 3.1% return paid in the last financial year
  • Available for family members living at your same address
  • Savings direct from their bank account
  • Competitive Returns

Returns paid over previous years


Financial year Regular Saver Christmas Saver Cash ISA Platinum Saver
2010/11 3% 2% 3.5% 3.5%
2011/12 3% 2% 3.5% 3.2%
2012/13 3% 2% 3.5% 3.2%
2013/14 3.2% 2% 3.5% 3.2%
2014/15 2% 2% 3.1% 3.2%

* The dividend is calculated on the daily balance over the Plane Saver financial year, which runs from October to September. It is proposed by the Plane Saver Board and approved by our members at the Annual General Meeting. Dividends are paid gross, with all tax liability resting with the member.

Loans

Loan Calculator


1. My Credit Profile is

  • Excellent
    People with excellent credit have usually been at the same address for a long period of time and are registered on the electoral roll. You will have a perfect and long standing credit history showing loan, credit card or mortgage repayments and have no CCJs, defaults or missed payments. You will rarely apply for credit.
  • Very Good
    People with good credit have usually been at the same address for a long time and are registered on the electoral roll. You are most likely a homeowner or a long term tenant with a stable employment history. You’ll most likely have a long standing credit history with a mortgage, loan and credit cards with no missed payments.
  • Good
    People with good credit have usually been at the same address for a long time and are registered on the electoral roll. You are most likely a homeowner or a long term tenant with a stable employment history. You’ll most likely have a long standing credit history with a mortgage, loan and credit cards with very few missed payments.
  • Fair
    You may have had recent changes in address and an irregular electoral roll record. You may have recently changed job and you may have high levels of debt compared to your income. Credit applications made frequently. You may have occasional missed payments or go over your credit limit(s). You could also have some CCJs or defaults.
  • Poor
    You may have had recent changes in address and an irregular electoral roll. You may have recently changed job and you have high levels of debt compared to your income. Credit applications made frequently. You may have missed payments or go over your credit limit(s). You could also have some old/active CCJs or defaults.

2. I would like to borrow

£

3. Over a repayment period of

Your Repayment


Best Available Rate (APR)

4.5%

Total Repayment

£1,024.60

Total Cost of Credit

£24.60

12 Monthly Installments

£85.38

APPLY NOW

Apply now for a no obligation quote.

FOR A FREE QUOTE CALL

0208 607 5020

Key Features


  • Borrow up to a maximum of £20,000 on top of your savings balance*
  • No early repayment penalties
  • Interest charged on the reducing balance
  • Online applications
  • Free Life Cover

Plane Saver News

Get in touch

We’d love to speak to you about our savings and loans opportunities

  • Opening hours:

  • The Barn

    Mondays – Fridays 8:30am – 4pm

  • Terminal 5

    Mondays and Wednesdays 8:30am – 4pm

    (Closed for lunch 12:30 - 13:00)

  • Bank Holidays

    Both branches are closed

  • Third Friday of the month

    Both branches are closed from 12:00 – 4pm

  • Plane Saver Credit Union Ltd
    The Barn
    Manor Lane
    Harlington
    Hayes
    Middlesex, UB3 5EQ

  • Need to speak to someone?

    Our savings and loans specialists are here to talk to you!

  • Book an appointment
  • We appreciate your feedback!

    We constantly strive to improve our service and learn from you

  • Take our online survey