Platinum Saver

Our Platinum Saver account is the perfect way to make your money work harder for you. With a targeted dividend of 4.1% on balances up to £75,000 and 1% on anything more, you'll enjoy a great return on your savings while keeping your money safe and secure.

Moving funds from your own bank account is simple and our team are on hand to help.

To open your Platinum Saver account please log into your account HERE or via the mobile app.

Account Features
  • Minimum balance of £1,000
  • Withdraw online or via the mobile app - instant access
  • Projected dividend of 4.1% for balances up to £75,000
  • Projected dividend of 1.00% for balances over £75,000
  • No minimum monthly savings amount
  • Online account management
  • FREE Life Savings Protection up to £10,000
  • FSCS Protection up to £85,000
  • Deposit by Payroll or Direct Debit
  • + Plus HUGE lifestyle discounts

Whether you're saving for a rainy day or a big purchase, the Platinum Saver account is the ideal choice. With our competitive dividend rates, you can watch your savings grow faster. Plus, with no hidden fees or charges, you can be sure that every penny you save works for you. And with the added convenience of online account management, staying on top of your finances has never been easier.

So why wait? Sign up for the Platinum Saver account today and start enjoying the benefits of great savings rates and unbeatable convenience. And remember, anything you save over £75,000 still earns a targeted dividend rate of 1%.

You can read the account Terms and Conditions HERE.

*Projected dividends are not guaranteed.

You can download the FSCS factsheet here.

You can read Terms and Conditions for Credit Union Membership and Savings Accounts HERE.

As per the terms and conditions of membership, a £10.00 annual member contribution may be applicable.

Savings Calculator
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How do I make my first deposit to open the account?

When you complete the form to open the account, you will be asked to choose between a transfer from an existing PSCU account or a deposit by transfer from your bank account.

If you ask us to transfer from your existing PSCU savings, we will automatically do this within 72 hours (longer during bank holidays). If you opt to make your first deposit from your own bank account, you will need to arrange the transfer of funds yourself.

Can I withdraw from the account?

Yes. Members can withdraw funds from their Platinum Saver via the mobile app or online banking. The dividend received will be based on the average balance throughout the year. So, as long as you leave your minimum balance of £1,000 there, you can withdraw as and when you like and still get your dividend.

How do I qualify for the higher rate of dividend?

Members with a balance up to £75,000 will qualify for the targeted rate of 4.1%. If you have a balance over £75,000 you will receive a rate of 1.00% for anything thereafter.

All dividends quoted are projected and will be paid in October 2023.

I already have a Platinum Saver, do I need to do anything?

No. Members who already have the Platinum Saver account will automatically receive the projected dividends.

If you'd like to join Plane Saver, simply complete our online application form.

Join Plane Saver