Consolidation Loan

Consolidate any existing loan, credit card, or overdraft into one monthly repayment. Borrow up to £25,000 with rates starting from 7.9% APR*. Pay off your existing debts, lower your interest rate and make one easy monthly payment.

Are multiple debts weighing you down?

Take control of your finances with a Consolidation Loan. Our flexible and affordable loan options allow you to consolidate your outstanding debts into one simple monthly repayment. Say goodbye to the stress of managing multiple payments and hello to a brighter financial future.

With Plane Saver, we make consolidation easy. As a member (or a new member), you can apply for a consolidation loan of up to £25,000.

Our competitive APR starts from 7.9%*, ensuring you get the best possible rates to suit your needs. With interest calculated on the reducing balance, you pay less over time, freeing up your finances for what truly matters to you.

Our online application form makes applying quick and easy. All we ask for is a few supporting documents like the payment details of your creditors, and how much you owe them.


Why borrow from us?

  • No hidden fees or charges
  • No early repayment penalties*
  • FREE Loan Protection up to £10,000
  • Interest calculated on the reducing balance
  • Rates from 7.9% APR**

Whether you are a new member or already part of the Plane Saver community, we welcome your application. New members will need to join first.


Useful Information

To make your application go smoothly, you should make sure you have the following information:

  • Lender Name
  • Sort Code and Account Number of the lender (we make direct payments to them)
  • Reference (a 16-digit card number for credit cards; usually, the account number or agreement number for the loans)
  • Settlement Figure
  • APR Charged.

We encourage members to contact their lenders for information details if they find difficulties in locating them online.

What documents will you need?

To ensure your application does not face any delays, please have your ID ready:

Proof of ID:

  • Passport
  • Driving licence
  • Military ID Card (if issued by MOD)

Proof of Address: (Documents have to be dated within the last 3 months).

  • Bank statement
  • Credit card statement
  • Council tax bill
  • MOD Letter from welfare officer (for recent accommodation moves)
  • Driving licence (if not used for ID)

*If you apply via a third-party supplier, there may be a fee for early settlement.

**Credit subject to status. Terms and conditions apply. We cannot guarantee the approval of your loan application until an assessment has been made. We may ask you to provide some supporting documentation. Representative 12.7% APR.

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Whether you are a new member or you're already part of the Plane Saver community, click below to get started.

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