Start your journey to being debt free

Take back control of your finances. See how much you can save by consolidating any existing loan, credit card or overdraft into one monthly repayment straight from your pay.

Debt Consolidation Loans

To help our members take back control of their finances, we have launched an exclusive Debt Consolidation loan where members can consolidate their existing debts into one monthly repayment straight from their pay.

See how much you can save.

Consolidating any existing loan, credit card or overdraft into one monthly repayment straight from your pay. We offer loans of up to £25,000 on top of your savings balance from as little as 3.4% APR (Max 26.8% APR).

Representative Example:

Loan Amount £5,000
Representative Rate12.7% APR
Monthly Repayments£131.67
Term of loan48 Months
Total interest charged£1,320.11
Total amount repayable £6,320.11

How to apply

You can apply online by clicking here.

Alternatively you can contact us on 020 8607 5020.

What if I have poor credit rating?

There are always going to be circumstances where we can not help, but our experience tells us that most of us do not have as bad credit as we may think. It is always worth asking to see if we can help, but it is good to know some of the reasons when we might not be able to assist:

- If you have any active CCJs.
- If you have more than one missed payments or default on your account.
- If you are bankrupt or currently in an active IVA.
- If you are in a debt management plan.

Plane Saver will do their utmost to help where we can, but we do have to ensure we lend our members money responsibly meaning there may be occasions we are unable to lend.

*Terms and Conditions apply.

Available via payroll deduction only. Proof of debt required. Any debt will be paid of directly to the third party by Plane Saver. The rate we will offer you is based on your loan requirements and individual circumstances. The minimum rate we offer is 3.4% APR and the maximum rate is 26.8% APR.

Repayments Calculator
I get paid:
I want to borrow ---
and pay it off over ---
--- Repayment:---
Total Amount Repayable:---
Representative APR:---

Please be aware that this is not a loan offer and the figures quoted in this document are based on the Representative APR which may differ from the actual APR you qualify for after we have conducted a credit search. As a result, this should only be used as an indicative illustration.

The calculator is for illustration purposes only. Rates may be withdrawn at any time. We reserve the right to refuse any application.

At the Credit Union members' savings are pooled to provide the funds to pay out loans. In order to ensure that there is always enough funds members are asked to continue saving a minimum of £10 per month whilst repaying a loan.

* Loans are allocated at the discretion of the loans officers and are subject to terms and conditions set out in our loans policy.

Apply for a loan today!

If you’d like to apply for a loan, simply complete our online loan application and our team will get back to you.


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