Flexi Credit

Rather than having to keep applying for a top up loan each month, just apply for Flexi Credit. It's designed for small frequent borrowing, so you have a permanent pot to help you through tough times.

Flexi Credit

Flexi Credit is a new revolving credit facility that offers members flexibility to access funds from £500 to £2,000, with the certainty of fixed monthly repayments

It's an ideal way to help you get your finances back on track if you've overspent. The account operates similar to an overdraft, or credit card. You can withdraw up to a fixed limit of £2,000 and then as you make your monthly repayments, more money becomes available to withdraw.

Added benefits

Plane Saver loans also have the added benefit of;

  • No early repayment penalties
  • No hidden fees or charges
  • FREE life cover
  • Interest calculated on the reducing balance
  • Repayable over a maximum of 2 years
  • Variable interest rate dependent on Flexi Credit Amount (12.7%-26.8% APR)

How to apply

You can apply online by clicking here.

Alternatively you can contact us on 020 8607 5020.

What if I have poor credit rating?

There are always going to be circumstances where we can not help, but our experience tells us that most of us do not have as bad credit as we may think.

It is always worth asking to see if we can help, but it is good to know some of the reasons when we might not be able to assist:

- If you have any active CCJs.

- If you have more than one missed payments or default on your account.

- If you are bankrupt or currently in an active IVA.

- If you are in a debt management plan.

Plane Saver will do their utmost to help where we can, but we do have to ensure we lend our members money responsibly meaning there may be occasions we are unable to lend.

To apply for a Plane Saver loan please call our team on 0208 607 5020.

*Terms and Conditions Apply. APR Variable (12.7%-26.8% APR).

Plane Saver Credit Union is regulated by the Prudential Regulation Authority and Financial Conduct Authority.

Firm Ref: 213609. All eligible deposits with Plane Saver Credit Union are protected up to the FSCS compensation limit of £85,000 by the Financial Services Compensations Scheme, the UK’s deposit guarantee scheme.

Apply for a loan today!

If you’d like to apply for a loan, simply complete our online loan application and our team will get back to you.


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