Make your home your own!

Whether you are looking for a new kitchen, en-suite bathroom or simply want to spruce up your home - Plane Saver are offering Home Improvement Loans between the value of £5,000 to £25,000 from as little as 3.4% APR.

Home Improvement Loans

We know that the cost of home renovations can be expensive with the average cost of a loft conversion in the UK equating to £24,600. At Plane Saver we want you to make the most out of your property. Whether you are a homeowner or tenant, we are offering Home Improvement Loans between the value of £5,000 to £25,000 from as little 3.4% APR.

Added benefits 

Plane Saver loans also have the added benefit of;

  • No early repayment penalties
  • No hidden fees or charges
  • FREE life cover
  • Interest calculated on the reducing balance
  • Repayable over a maximum of 10 years


Representative example*:

Loan Amount£15,000
Representative Rate9.6% APR
Monthly Repayments£271.88
Term of loan72 months
Total interest charged£4,574.82
Total amount repayable£19,574.82

How to apply

The quickest way to apply is online via: https://planesavercu.co.uk/are...

Alternatively you can contact us on 020 8607 5020.

What if I have poor credit rating?

There are always going to be circumstances where we can not help, but our experience tells us that most of us do not have as bad credit as we may think. It is always worth asking to see if we can help, but it is good to know some of the reasons when we might not be able to assist: - If you have any active CCJs. - If you have more than one missed payments or default on your account. - If you are bankrupt or currently in an active IVA. - If you are in a debt management plan.

Plane Saver will do their utmost to help where we can, but we do have to ensure we lend our members money responsibly meaning there may be occasions we are unable to lend.

Plane Saver will do their utmost to help where we can, but we do have to ensure we lend our members money responsibly meaning there may be occasions where we are unable to lend.

To apply for a Plane Saver loan please call our team on 0208 607 5020.


*Terms and Conditions Apply.

Plane Saver Credit Union is regulated by the Prudential Regulation Authority and Financial Conduct Authority. Firm Ref: 213609. All eligible deposits with Plane Saver Credit Union are protected up to the FSCS compensation limit of £85,000 by the Financial Services Compensations Scheme, the UK’s deposit guarantee scheme.

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Please be aware that this is not a loan offer and the figures quoted in this document are based on the Representative APR which may differ from the actual APR you qualify for after we have conducted a credit search. As a result, this should only be used as an indicative illustration.

The calculator is for illustration purposes only. Rates may be withdrawn at any time. We reserve the right to refuse any application.

At the Credit Union members' savings are pooled to provide the funds to pay out loans. In order to ensure that there is always enough funds members are asked to continue saving a minimum of £10 per month whilst repaying a loan.

* Loans are allocated at the discretion of the loans officers and are subject to terms and conditions set out in our loans policy.

Apply for a loan today!

If you’d like to apply for a loan, simply complete our online loan application and our team will get back to you.

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