Junior Cash ISA
4.5%
Annual Equivalent Rate (AER) - Fixed for 2025/26
Help your child build a brighter future with a Junior Cash ISA. With a competitive 4.5% annual interest rate for the 2025–2026 tax year, every penny grows tax-free.
Who’s Eligible?
UK children under 18.
Ages 16–17 can apply themselves.
Under 16? A parent/guardian can apply.
Opening the Account: Registered contact must live with the child and provide valid ID for both.
Adding Funds: Anyone can contribute, up to £9,000 in the 2025–2026 tax year.
Ready to Open Your Junior Cash ISA?
✔ Already a member? Simply log in and apply online or via the mobile app.
✔ New to Plane Saver? Click ‘Open an Account’ to become a member!
Your Perks & Protections
Life Savings Protection
Up-to £10,000
FSCS Protection
Up to £85,000
750+ Brand Discounts
Save on everyday essentials.
Terms & conditions apply. Life Savings Protection is only applicable on Regular Saver, Prize Saver, & Savings Pots.
Here's how it works:
Becoming a Member
All our services are exclusive to our membership.
Once you're a member, you can apply for all the loans and savings accounts you like!
Good news, membership is just £10 a year (only £0.83p a month) and it takes 5 minutes to start signing up.
Make sure to have your proof of ID handy.
