Junior Cash ISA
Prepare For Their Future With Locked Tax-Free Savings For Under-18’s.
Save from £1.00 to £9,000 per year.
+ Plus HUGE lifestyle discounts
Give their savings a head start – tax-free!
Watch your child’s savings grow with a Junior Cash ISA – a smart, secure way to build their future. With a competitive 4.5% annual interest rate for the 2025–2026 tax year*, every penny you put away works harder, free from tax.
Whether you’re saving for university, their first car, or just giving them a strong financial start, this account helps you do it with confidence.
Who's Eligible?
This account is available for children under 18 residing in the United Kingdom. If your child is 16 or 17, they can take control and open their own Junior Cash ISA. For those 18 and above, parental responsibility allows you to open an account in your child's name.
Getting Started is Easy!
- Account Opening:
- Only registered contacts with parental responsibility can open a Junior Cash ISA for children under 16.
- The registered contact must reside at the same address as the child.
- Identification and Documentation:
- Provide a valid passport or birth certificate for the child.
- Proof of identity and address for the registered contact is required.
- Adding Funds:
- Anyone can make contributions, but the total amount deposited cannot exceed £9,000 in the 2025-2026 tax year.
Ready to Open Your Junior Cash ISA?
To complete the form, log into your online banking or the Plane Saver mobile app or become a member on our website.
Your child's financial journey starts here!
To view the account terms and conditions, CLICK HERE.
To read the FSCS Factsheet, CLICK HERE.
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