Cash ISA

Grow Your Savings Tax-Free with Our Cash ISA

Enjoy the simplicity, security, and great returns of our Cash ISA. Whether you're saving for the future or just looking for a better return on your money, we’ve got you covered.

Opening your Cash ISA is quick and easy!

✔ Already a member? Simply log in and apply online or via the mobile app.

✔ New to Plane Saver? Click ‘Register’ in the top right corner to get started.

Why Choose Our Cash ISA?

  • Start saving with just £1.00
  • Higher returnsfixed 4.25% interest rate
  • Instant access – Withdraw your funds whenever you need them
  • Manage everything online – Stay in control with our easy-to-use platform
  • FREE Life Savings Protection – Up to £10,000 for extra peace of mind
  • FSCS Protected – Your savings are safe up to £85,000
  • Easy deposits – Pay in via Payroll or Direct Debit
  • Exclusive lifestyle discounts – Unlock savings on big brands

🔹 Want to know more? Check out our full terms and conditions here: CLICK HERE

*You can download the FSCS factsheet here. You can read the Terms and Conditions for Credit Union Membership and Savings Accounts HERE. As per the terms and conditions of membership, a £10.00 annual membership contribution may be applicable.

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Got questions? We've got answers!

Who can open a Plane Saver Cash ISA?

Our Cash ISA is available to UK residents aged 16 or over who meet our membership criteria. If you're not yet a member, you can join and apply for a Cash ISA at the same time – it's quick and easy!

How does the transition from dividends to interest work?

For the 2024/25 tax year, your Cash ISA will earn a projected 5.00% dividend, paid at the end of the tax year. From 6th April 2025, the account will switch to a fixed 4.25% interest rate, with interest calculated daily and paid into your account monthly, providing a more consistent return.

Can I access my money whenever I need it?

Yes! Our Cash ISA offers instant access, so you can withdraw your savings whenever you need to. However, please keep in mind:

  • Withdrawn funds cannot be replaced within the same tax year without impacting your annual ISA allowance.

  • Interest is calculated daily, so withdrawing funds will reduce the balance earning interest.

How do I make deposits into my Cash ISA?

You can easily deposit funds via Payroll Deduction, Direct Debit, or bank transfer. Regular contributions help you maximise your tax-free savings while keeping things hassle-free!

If you'd like to join Plane Saver, simply fill in our application form.

Join Plane Saver

Already a member? Log in.